Carbon Zero is the easiest way to pay for items in small, equal installments. No interests or hidden fees.
Owning the things you need shouldn’t be difficult, regardless of the costs. With Carbon Zero, we are offering a more affordable way to shop without paying for everything at once. And at no extra costs.
Shop betterWe’re leveraging our relationship with some of the biggest and most trusted merchants to provide items of the highest quality.
Choose your preferred store
See an item you like? Let us know in the application form.
Pick any device of your choice
Select your desired item and provide your personal details.
Get verified
We’ll review your eligibility and pass you for a Carbon Zero plan once qualified.
Set up a plan
Choose a repayment plan within 3 - 6 months and make a downpayment of just 20%
Even when you’ve got the funds now, paying for valuable items in installments at zero interest rates can be a better financial decision in the long run.
Get started
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Carbon Zero is a buy-now-pay-later product that lets you purchase gadgets and electronics and pay in small installments at a 0% interest rate. These include phones, TVs, refrigerators, air conditioners, gaming consoles, and a whole lot more.
Not at all! That’s what makes Carbon Zero different; you only pay the original price and you also get to spread the payment conveniently.
Yes, there is a small part of the total cost to be paid at the point of purchase. The rest is spread over a period of time, usually three months.
Are there any hidden fees?There are absolutely no hidden charges when you buy any item with Carbon Zero. However, to help smoothen the repayment process, there is a charge on late repayments.
For the best experience, we only partner with authentic merchants. This means you can buy from Carbon Zero-verified merchants. But we’re always adding new merchants to our partner list to give you more options.
There are various gadgets and electronic items available on Carbon Zero, from smartphones to TVs, home theatre sets, refrigerators, air conditioners, inverters, laptops, and so on.
You can apply by filling the application form with all the required details. Also feel free to search items from any of our merchant’s websites before completing the form.
No. It is accessible to both new and existing Carbon customers, meaning you can get access to zero financing by simply opening a Carbon account today.
Carbon Zero is open to salary earners who have a verifiable source of income.
At the moment, Carbon Zero is only available to customers who earn at least ₦120,000 monthly.
Customers with an active Carbon loan are not eligible to apply for Carbon Zero. But can go ahead as soon as they complete the repayment
You can split payments for any product on Carbon Zero over a 3-month period but you can request to extend repayments to 6 months. However, this is subject to terms and conditions.
You can find our partners in Lagos at the moment. But be rest assured, we’re announcing more merchants in other locations across Nigeria soon.
Yes, you can sign up as a merchant. You will go through our vetting process and, once verified, become an authorized Carbon Zero partner.
You can apply to become a Carbon Zero merchant by sending an email to carbonzero@getcarbon.co with the following information:
-Your business name
-The type of products you sell
-Your business location (we’re partnering with Lagos-based merchants for now)
-Proof that your business is registered in Nigeria
©2020 Carbon. All rights reserved. Carbon is a financial service provided by Carbon Finance & Investments Limited (RC 1044655), licensed and regulated by the Central Bank of Nigeria.
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