Owning the things you need shouldn’t be difficult, regardless of the costs. With Carbon Zero, we are offering a more affordable way to shop without paying for everything at once. And at no extra costs.Shop better
We’re leveraging our relationship with some of the biggest and most trusted merchants to provide items of the highest quality.
Choose your preferred store
See an item you like? Let us know in the application form.
Pick any device of your choice
Select your desired item and provide your personal details.
We’ll review your eligibility and pass you for a Carbon Zero plan once qualified.
Set up a plan
Choose a repayment plan within 3 - 6 months and make a downpayment of just 20%
Even when you’ve got the funds now, paying for valuable items in installments at zero interest rates can be a better financial decision in the long run.Get started
Carbon Zero is a buy-now-pay-later product that lets you purchase gadgets and electronics and pay in small installments at a 0% interest rate. These include phones, TVs, refrigerators, air conditioners, gaming consoles, and a whole lot more.
Not at all! That’s what makes Carbon Zero different; you only pay the original price and you also get to spread the payment conveniently.
Yes, there is a small part of the total cost to be paid at the point of purchase. The rest is spread over a period of time, usually six months.
There are absolutely no hidden charges when you buy any item with Carbon Zero. However, to help smoothen the repayment process, there is a charge on late repayments.
For the best experience, we only partner with authentic gadget dealers. This means you can buy from just Carbon Zero-verified merchants. But we’re always adding new merchants to our partner list to give you more options.
There are various gadgets and electronic items available on Carbon Zero, from smartphones to TVs, home theatre sets, refrigerators, air conditioners, laptops, and so on.
You can apply by sending a mail to email@example.com with the following information:
- Your Carbon Client ID
- The name and price of the item you want to purchase.
- Attach a copy of your photo ID (International passport or driver’s license)
- Upload your bank statement of account where your salary is domiciled.
We’ll send you a secure link to upload your statement in less than a minute.
Note: you cannot access Carbon Zero without the required means of identification.
Yes, it is accessible to both new and old Carbon customers, meaning you can qualify simply by signing up on Carbon TODAY.
Yes. For now, Carbon Zero is only open to salary earners with verifiable income.
Customers with an existing Carbon loan have can get access to Carbon Zero as soon as they complete loan repayments or after liquidation.
You can find our partners in Lagos at the moment. But be rest assured, we’re announcing more merchants in other locations across Nigeria soon.
Yes, you can sign up as a merchant. You will go through our vetting process and, once verified, become an authorized Carbon Zero partner.
At the moment, Carbon Zero is only available to customers who earn at least ₦200,000 monthly.
Yes. Customers can currently finance items from any of our merchants from as low as ₦100k with Carbon Zero.
You can apply to become a Carbon Zero merchant by sending an email to firstname.lastname@example.org with the following information:
-Your business name
-The type of products you sell
-Your business location (we’re partnering with Lagos-based merchants for now)
-Proof that your business is registered in Nigeria
Repayment plans vary depending on the price of your item. Items worth below 500k can be split within 3 months, while items above 500k can be split across 6 months.