Say hello to flexible payments 👋🏼
Spread the cost of anything into 4 interest-free installments!
Your Carbon debit card lets you make your Carbon Zero transactions online or in-person at your favorite stores.
Carbon Zero is perfect for when you don’t have the entire cash upfront. Pay a part of the cost at the point of purchase and then the rest over six weeks
We let you know what you've been pre-approved for before you make a purchase. You don't have to wait for weeks or months to get what you are paying for!
Whether you’re getting that new dress, a shiny new device, or want to go on a long overdue vacation with you and your loved ones, Carbon Zero gives you the flexibility to pay for diverse products and services at no extra cost
Get the appLog into the Carbon app and select Carbon Zero
On the Zero home screen select 'Fund a purchase'
Enter product type and price, then choose online as your payment channel
Make a 25% initial down payment
Enter your card details online just like you do normally, we'll handle the rest
Log into the Carbon app and select Carbon Zero
On the Zero home page select 'Fund a purchase'
Enter product amount
Make a 25% initial down payment
When asked for account type, choose 'Current' and let us take care of the rest
Get a bank account that’s focused on giving you a better financial life — including shopping for items in installment, at 0% interest.
Learn more about CarbonCarbon Zero is a buy-now-pay-later product that lets you pay for items and experiences over 4 equal installments at a ‘zero’ interest rate. You can split anything from a phone payment to a vacation package.
You don’t pay any interest! We wouldn’t be Carbon Zero now if we made you do that would we?
Yes, you would need to pay 25% of the price of the item upfront. The rest is spread over 6 weeks.
We give you full transparency when you Pay with Carbon Zero. You get a view of any costs before you proceed.
Go to the Zero page on the Carbon app, select ‘Fund a Purchase’, fill in purchase details, select your repayment plan and complete the transaction. After that, pay with your Cabron debit card at the merchant store (either physical or online).
Yes. Carbon Zero is available to Carbon account holders who have successfully upgraded their account to a minimum of KYC level 2.
Every Carbon user eligible for Cabron Zero is given a pre-approved limit. This amount is how much you can spend using Carbon Zero. The amount is not the same for everyone as it changes based on a variety of factors such as how long you’ve been with Carbon and your payment history while using Carbon Zero.
You can increase your pre-approved limit by completing purchases over time. This will gradually improve your limit as you continue to finish those plans with a healthy repayment history. A few other things that could help you get a higher pre-approved limit are (i) how active your Carbon account is and (ii) Your savings history with Carbon.
Nope! Carbon Zero is open to everyone who has a steady, verifiable flow of income in their bank accounts
Open a new Carbon bank account from your phone or computer and follow the simple on-screen steps to register for an account in minutes.
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